M9: Financial Inclusion

Cross-Border Remittance & AML Compliance

System Live
EO
18%

RM 847K

Remittances (Nov)

2,847

2,742

Transactions

99.8%

2,737

AML Cleared

5

Under Review

Flagged Transfers

Recent Remittance Transfers

November 2024
RH

Rahman Hossain

COMPLETED

Employee ID

EMP-1042

Destination

🇧🇩 Bangladesh

Transfer ID

TXN-847203

Date

Nov 23, 14:32

Amount (MYR)

RM 650.00

Exchange Rate

1 MYR = 29.50 BDT

Received (BDT)

৳ 19,175.00

AML CHECK: CLEARED
Fee: RM 3.50
Recipient Bank: BRAC Bank Ltd - Dhaka
SK

Suresh Kumar Nepal

COMPLETED

Employee ID

EMP-0923

Destination

🇳🇵 Nepal

Transfer ID

TXN-847184

Date

Nov 23, 13:15

Amount (MYR)

RM 820.00

Exchange Rate

1 MYR = 35.20 NPR

Received (NPR)

₨ 28,864.00

AML CHECK: CLEARED
Fee: RM 4.10
Recipient Bank: Himalayan Bank - Kathmandu
NV

Nguyen Van Thanh

PROCESSING

Employee ID

EMP-0956

Destination

🇻🇳 Vietnam

Transfer ID

TXN-847205

Date

Nov 23, 15:08

Amount (MYR)

RM 750.00

Exchange Rate

1 MYR = 5,480 VND

Expected (VND)

â‚« 4,110,000

PROCESSING - ETA: 2-4 hours
Fee: RM 3.75
Recipient Bank: Vietcombank - Ho Chi Minh
AW

Arif Wijaya

FLAGGED

Employee ID

EMP-1147

Destination

🇮🇩 Indonesia

Transfer ID

TXN-847198

Date

Nov 23, 14:55

Amount (MYR)

RM 3,240.00

Exchange Rate

1 MYR = 3,520 IDR

Expected (IDR)

Rp 11,404,800

AML ALERT - Manual Review Required

• Amount exceeds single transaction threshold (RM 3,000)

• Multiple high-value transfers detected (3 in 7 days)

• Compliance team notified for verification

AWAITING COMPLIANCE APPROVAL
Fee: RM 16.20
Recipient Bank: Bank Mandiri - Jakarta

November Summary

Total Transfers 2,742
Total Volume RM 847,320
Average Transfer RM 309
Total Fees Collected RM 10,432
Success Rate 99.8%
Avg Processing Time 2.4 hrs

Top Destinations

🇧🇩

Bangladesh

1,247 transfers

RM 387K
🇮🇩

Indonesia

643 transfers

RM 198K
🇻🇳

Vietnam

418 transfers

RM 129K
🇳🇵

Nepal

287 transfers

RM 88K
🇵🇭

Philippines

147 transfers

RM 45K

AML Compliance

All Systems Operational

Sanctions List ✓ Updated
PEP Screening ✓ Active
Transaction Monitoring ✓ Live
Last Audit Nov 15, 2024

Bank Negara Compliant

Licensed Money Service Provider

License: MSB-2024-8472

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